Wed, Jun 20, 2018
Home Town Debate
Willapa Harbor Herald • Town Crier
Traveler's Companion
(360) 942-3466 • PO Box 706, Raymond, WA 98577
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Baby Boomers Finding Companionship Online
Baby Boomers Finding Companionship Online

Dear Savvy Senior,

What can you tell me about online dating for baby boomers? I'm 57 and recently divorced, and would like to find a new friend to spend time with.

Lonely Linda

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Harbor Happenings

Raymond Timberland Library presents Drama-rama on Wednesday, Feb. 7, 14, 21 and 28 from 3:30 p.m. to 4:30 p.m. for grades 1 to 12. Learn how to be on stage and let your inner star shine brightly! Come to one workshop or join us weekly for improv grames and acting skill building. For more information call (360) 942-2408.

Raymond Timberland Library presents Kid and Their Grown Up Book Club on Thursday, Feb. 8 from 5:00 p.m. to 6:00 p.m. for grades 1 to 6. The world is a better place when kids read and talk with their grown ups. Meet other families and discuss this month's book or whatever you are reading. Snacks are provided. For more information call (360) 942-2408.

Free tax return preparation: AARP tax aid volunteers will e-file your taxes for free. Come to the Raymond library every second and forth Saturday from 11:00 a.m. until 3:00 p.m. They are there Feb. 10, Feb. 24, Mar. 10, Mar. 24 and April 14.

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Three Ways to Cut Hearing Aid Costs
Three Ways to Cut Hearing Aid Costs

Dear Savvy Senior,

I've heard that hearing aids will soon be available over-the-counter and will be much cheaper than they currently are. What can you tell me about this? My husband desperately needs hearing aids but we simply can't afford them.

Searching Spouse

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Taxes go up in 2018

The 2018 tax statements will be mailed the second week in February. As I stated in my last article most taxpayers will see an increase in their 2018 taxes due to the State Legislature's funding for education (mine went up $200). This funding is a result of the order handed down by the State Supreme Court in the McCleary case. The new state levy (part 2) for Pacific County is $1.03 per thousand. That amount added on top of the existing part 1 state levy of $1.89 makes a total of $2.92 for the state school levy. Seniors currently exempt from excess levies are also exempt from the new Part 2 state levy. Links to further information on the new Part 2 levy may be found on the back of your tax statement.

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How to Find Volunteer Opportunities in Retirement
How to Find Volunteer Opportunities in Retirement

Dear Savvy Senior,

What resources can you recommend for locating interesting volunteer opportunities? Since I retired, I've been doing some volunteer work but most of the opportunities I've tried haven't been very satisfying.

Unsatisfied Volunteer

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Sheaffer: MSP - Extra Help
Sheaffer: MSP - Extra Help

Let's take a look at a couple things this time--a reminder and perhaps something new to you. First, the reminder, and it's all about saving money if you have a Medicare premiums and/or co-pays.

The Medicare Part B premium (think clinics, outpatient services, etc) is currently $134/month for most people, and for some, this gets to be a pretty big hit. People whose only source of income is Social Security may already be struggling to get everything else paid and the premium cost just adds to the burden.

Enter Medicare Savings Programs (MSP). Let's start out by stating that even though this is a Medicaid program, it doesn't carry any estate recovery issues with it. At the risk of sounding too confusing, it's a Medicaid program that helps cover the costs of Medicare. (I know, the names tend to blur.)

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Financial Tips for Retiring Abroad
Financial Tips for Retiring Abroad

Dear Savvy Senior,

What are some financial factors to consider when retiring abroad? My husband and I will be retiring in a few years and are interested in living in a foreign country that's cheaper than the U.S.

Frugal Couple

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Sheaffer: Medicare Fraud
Sheaffer: Medicare Fraud

Let's talk Medicare. We're not getting into the various parts of Medicare, but we are going to take a look at how fraud has continued to hit the Medicare system.

It used to be that when we heard about "organized crime", we pictured everything from 1930's machine gun toting bad guys to Ponzi schemes and illegal gambling. As with the rest of society, crime has kept up with cultural changes and relevant "opportunities".

Some may be surprised that Medicare is a huge target, and a while back, I read that approximately $60 billion has been scammed from Medicare---and that just in one year. Fraud runs rampant and where's there's money to be made, scammers will gather.

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Help With Home-Care Bills
Help With Home-Care Bills

Dear Savvy Senior,

Do you know of any resources that can help with my mother's home-care bills? Mom is recovering from a stroke and needs in-home care, but I understand Medicare doesn't cover it, and she doesn't have long-term care insurance.

Stressed-Out Daughter

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Sheaffer: Long Term Care Ombudsman Program
Sheaffer: Long Term Care Ombudsman Program

So you've decided you don't want to remain at home alone any longer. Maybe you've had some health issues and safety has become a more important issue than in the past. Maybe you've thought about hiring an in-home care worker to help out, but realize that the majority of the day--and night--you might still be alone.

Maybe you're just tired of not being around other people and want to live somewhere that has socialization opportunities, plus help when/if needed.

I've talked a lot about Adult Family Homes (AFH) and Assisted Living facilities (AL) in this space, and I won't dig into their details again right now. The advice given time after time still is valid: Look before you leap. Even if you're just thinking about moving into one or the other, check them out, talk to residents and staff, ask around.

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Displaying Articles 26 - 35 of 35
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